Is the Iberia Visa Signature® Card subject to Chase 5/24?

Yes, the Iberia Visa Signature® Card is subject to Chase's 5/24 rule. This means Chase will generally not approve your application if you have opened 5 or more personal credit cards from any issuer within the last 24 months.

What credit score do I need for the Iberia Visa Signature® Card?

While Chase does not publish a specific minimum credit score, applicants generally need a good to excellent credit score (typically 700+) for approval on their Visa Signature cards.

Can I get the Iberia Visa Signature® Card bonus twice?

You are not eligible for the welcome bonus if you have received a bonus for the Iberia Visa Signature® Card within the last 24 months.

Does the Iberia Visa Signature® Card have foreign transaction fees?

No, the Iberia Visa Signature® Card does not charge foreign transaction fees, making it a good option for international travel.

What are Avios and how much are they worth?

Avios are the reward currency used by Iberia, British Airways, and Aer Lingus. The 90,000 Avios welcome bonus on this card is estimated to be worth approximately $1,075, though the exact value can vary based on how you redeem them.

What is the annual fee for the Iberia Visa Signature® Card?

The Iberia Visa Signature® Card has an annual fee of $95.

Iberia Visa Signature® Card: Earn 90,000 Avios Bonus

Q: What is the minimum spend for the Iberia Visa Signature® Card bonus?

To earn the welcome bonus, you must spend $5,000 on purchases within the first 90 days of account opening.

The Iberia Visa Signature® Card offers a substantial welcome bonus of 90,000 Avios, estimated to be worth $1,075, as of June 2026. To earn this bonus, you'll need to meet a minimum spend of $5,000 within the first 90 days. Eligibility is restricted by Chase's 5/24 rule, meaning you generally won't be approved if you've opened 5 or more personal credit cards across all issuers in the past 24 months. Additionally, you cannot have received a bonus for this specific card within the last 24 months. This card is a strong contender for Avios collectors, but the $95 annual fee and significant spend requirement should be weighed against its benefits.

Current welcome bonus & value

As of June 2026, the Iberia Visa Signature® Card offers a welcome bonus of 90,000 Avios. This bonus is estimated to have a value of $1,075, providing a significant boost for your travel plans, particularly with Iberia or its partner airlines.

Minimum spend to earn it

To qualify for the 90,000 Avios welcome bonus, you must spend $5,000 on purchases within the first 90 days of account opening. This is a notable spend requirement, so ensure it aligns with your regular spending habits to avoid unnecessary purchases.

Who's eligible

Applying for the Iberia Visa Signature® Card involves specific eligibility criteria, primarily from Chase:

Chase 5/24 Rule: Chase will generally not approve your application if you have opened 5 or more personal credit card accounts across any issuer in the last 24 months. This is a critical rule for churners to consider.
Bonus Eligibility: You are not eligible for the welcome bonus if you have received a bonus for the Iberia Visa Signature® Card within the last 24 months.
Credit Score: While not explicitly stated, Chase typically requires applicants to have a good to excellent credit score for approval on their Visa Signature products.

Is it worth it?

Deciding if the Iberia Visa Signature® Card is right for you depends on your travel goals and spending capacity.

Pros:

Generous Welcome Bonus: A 90,000 Avios bonus, valued at $1,075, is substantial for international travel, especially if you frequently fly with Iberia or its partners.
No Foreign Transaction Fees: This card is ideal for international use, as it does not charge foreign transaction fees.

Cons:

Annual Fee: The card carries a $95 annual fee, which is not waived in the first year.
High Minimum Spend: The $5,000 spend requirement in 90 days is significant and may be challenging for some applicants to meet organically.
Chase 5/24 Restriction: Being subject to Chase's 5/24 rule means this card might not be accessible if you've recently opened many new credit accounts.

Overall, if you can meet the minimum spend, are under 5/24, and value Avios for international travel, this card offers excellent value.

How to apply

To apply for the Iberia Visa Signature® Card, you typically visit the Chase website or an authorized application portal. Before applying, ensure you meet the eligibility criteria, especially the Chase 5/24 rule and the 24-month bonus restriction, to maximize your chances of approval.

Alternatives

If the Iberia Visa Signature® Card isn't the right fit, or if you're looking to diversify your Avios or other travel rewards, consider these related cards from Chase:

Offers change frequently and may not be available to all applicants. Information is provided for research; verify terms on the issuer's site before applying. Chuuurning may not be compensated by issuers.

Iberia Visa Signature® Card — 90,000 miles bonus