Current Welcome Bonus & Value
As of June 2026, the British Airways Visa Signature® Card offers a welcome bonus of 90,000 Avios. This substantial bonus is estimated to have a cash value of approximately $1,075, providing significant value for your travel redemptions.
Minimum Spend to Earn It
To earn the 90,000 Avios welcome bonus, you must spend $5,000 on purchases within the first 90 days of account opening. Meeting this requirement is crucial for securing the bonus.
Who's Eligible
Applying for the British Airways Visa Signature® Card involves several key eligibility criteria from Chase:
- Chase 5/24 Rule: Chase will not approve your application if you have opened 5 or more new personal credit card accounts (from any issuer) in the past 24 months. This rule is strictly enforced.
- Bonus Eligibility: You are not eligible for this card's welcome bonus if you have received a new cardmember bonus for the British Airways Visa Signature® Card within the last 24 months.
- Credit Score: While Chase does not publish a minimum credit score, applicants generally need a good to excellent credit score (typically 700+) for approval on premium travel cards like this one.
- Other Chase Application Rules: Avoid applying for more than two Chase credit cards within a 30-day period, as this can lead to automatic denials.
Is It Worth It?
Deciding if the British Airways Visa Signature® Card is worth it depends on your travel goals and spending habits.
Pros:
- Generous Welcome Bonus: The 90,000 Avios bonus is a strong offer, providing significant value for flights on British Airways and its Oneworld partners.
- Avios Value: Avios can be particularly valuable for short-haul flights, especially within Europe, or for specific premium cabin redemptions.
Cons:
- Annual Fee: The card carries a $95 annual fee, which is not waived in the first year.
- Foreign Transaction Fee: This card charges foreign transaction fees, making it less ideal for international purchases outside of earning Avios on British Airways flights.
- Chase 5/24 Slot: Using a 5/24 slot for this card means one less slot for other potentially lucrative Chase cards.
- High Minimum Spend: The $5,000 spend requirement in 90 days is higher than some other travel cards, requiring careful planning.
How to Apply
To apply for the British Airways Visa Signature® Card, visit the official Chase website or a secure application link. Ensure you meet all eligibility criteria, especially the Chase 5/24 rule and the 24-month bonus restriction, before submitting your application.
Alternatives
If you're considering other Avios-earning cards or Chase travel cards, you might look into these related options:
- Iberia Visa Signature® Card
- Aer Lingus Visa Signature® Card
- IHG Premier
- IHG One Rewards Premier Credit Card
- Marriott Bonvoy Boundless® Credit Card
- IHG One Rewards Traveler Credit Card