Is the Aer Lingus Visa Signature Card subject to Chase 5/24?

Yes, the Aer Lingus Visa Signature Card is subject to Chase's 5/24 rule. This means you are unlikely to be approved if you have opened 5 or more personal credit cards from any issuer in the last 24 months.

What credit score do I need for the Aer Lingus Visa Signature Card?

While there's no official minimum, applicants generally need a good to excellent credit score to be approved for the Aer Lingus Visa Signature Card.

Can I get the Aer Lingus Visa Signature Card bonus twice?

You are not eligible for the welcome bonus if you have received a new cardmember bonus for the Aer Lingus Visa Signature Card in the past 24 months.

What is the annual fee for the Aer Lingus Visa Signature Card?

The Aer Lingus Visa Signature Card has an annual fee of $95.

How much is 90,000 Avios worth?

The 90,000 Avios welcome bonus is estimated to be worth $1075, as of June 2026.

Does the Aer Lingus Visa Signature Card have foreign transaction fees?

No, the Aer Lingus Visa Signature Card does not charge foreign transaction fees, making it suitable for international purchases.

Aer Lingus Visa Signature Card: Earn 90,000 Avios Bonus

Q: What is the minimum spend for the Aer Lingus Visa Signature Card bonus?

To earn the welcome bonus, you must spend $5,000 on purchases within the first 90 days of account opening.

The Aer Lingus Visa Signature® Card offers a substantial welcome bonus of 90,000 Avios, valued at an estimated $1075, after spending $5,000 in the first 90 days. Eligibility is subject to Chase's strict 5/24 rule and a 24-month bonus restriction. This card can be highly valuable for those who frequently fly Aer Lingus or its Avios partners and can comfortably meet the minimum spend requirement, despite its $95 annual fee. This offer is as of June 2026.

Current Welcome Bonus & Value

As of June 2026, the Aer Lingus Visa Signature® Card offers a welcome bonus of 90,000 Avios. This bonus is estimated to be worth $1075, providing significant value for future travel with Aer Lingus or its Avios partners.

Minimum Spend to Earn It

To earn the 90,000 Avios welcome bonus, you must spend $5,000 on purchases within the first 90 days of account opening.

Who's Eligible?

The Aer Lingus Visa Signature® Card is issued by Chase, and as such, is subject to several key application rules:

Chase 5/24 Rule: You will likely be denied for this card if you have opened 5 or more personal credit cards from any issuer in the past 24 months. This rule is strictly enforced by Chase.
Bonus Eligibility: You are not eligible for the welcome bonus if you have received a new cardmember bonus for the Aer Lingus Visa Signature® Card in the past 24 months.
Credit Score: While not explicitly stated, applicants generally need a good to excellent credit score to be approved for Chase Visa Signature cards.

Is It Worth It? (Pros & Cons)

Deciding if the Aer Lingus Visa Signature® Card is right for you depends on your travel habits and ability to meet the spend requirements.

Pros:

Generous Welcome Bonus: A 90,000 Avios bonus, valued at $1075, is a strong incentive for Avios collectors.
No Foreign Transaction Fees: This card does not charge foreign transaction fees, making it ideal for international travel.
Avios Value: Avios can be redeemed for flights on Aer Lingus, British Airways, Iberia, and other Oneworld alliance partners, offering flexibility.

Cons:

Annual Fee: The card carries a $95 annual fee, which is not waived in the first year.
High Minimum Spend: A $5,000 spend requirement in 90 days can be challenging for some applicants.
Chase 5/24 Restriction: This card is subject to Chase's 5/24 rule, which can limit eligibility for frequent churners.
Bonus Restriction: The 24-month bonus eligibility rule means you can't repeatedly earn the bonus in quick succession.

How to Apply

To apply for the Aer Lingus Visa Signature® Card, visit the official Chase website or apply through a trusted affiliate link. Always ensure you are viewing the most current offer details before submitting your application.

Alternatives

If the Aer Lingus Visa Signature® Card isn't the right fit, or if you're looking to diversify your Avios or Chase card portfolio, consider these related cards:

Offers change frequently and may not be available to all applicants. Information is provided for research; verify terms on the issuer's site before applying. Chuuurning may not be compensated by issuers.

Aer Lingus Visa Signature® Card — 90,000 miles bonus