Best Bank of America credit card sign-up bonuses
Bank of America cards can be supercharged by its Preferred Rewards program if you hold deposits with them. BofA has its own velocity rules (roughly 2 cards per 2 months, 3 per 12, 4 per 24, plus a 3/12 rule on cards from any issuer).
Current Bank of America bonuses ranked by value are below.
| # | Card | Bonus | Est. value | Min. spend | Annual fee |
|---|---|---|---|---|---|
| 1 | Atmos Rewards Summit Visa Infinite Card Bank of America | 100,000 miles | ~$1,230 | $6,000 / 3mo | $395 |
| 2 | Alaska Airlines Atmos Rewards Ascent Bank of America | 85,000 miles | ~$1,109 | $4,500 / 4mo | $95 |
| 3 | Atmos™ Rewards Ascent Visa Signature® Card Bank of America | 85,000 miles | ~$1,010 | $4,500 / 4mo | $95 |
| 4 | Air France/KLM FlyingBlue Credit Card Bank of America | 70,000 miles | ~$822 | $2,000 / 3mo | $89 |
| 5 | BoA Air France KLM Bank of America | 70,000 miles | ~$821 | $3,000 / 3mo | $89 |
| 6 | Spirit ‘Free Spirit’ Credit Card Bank of America | 65,000 points | ~$671 | $1,000 / 3mo | $79 |
| 7 | Alaska Airlines Card Bank of America | 75,000 points | ~$655 | $3,000 / 3mo | $95 |
| 8 | Bank of America® Premium Rewards® credit card Bank of America | 60,000 points | ~$505 | $4,000 / 3mo | $95 |
| 9 | Royal ONE™ Bank of America | 45,000 points | ~$450 | $2,000 / 3mo | None |
| 10 | Customized Cash Rewards Bank of America | $375 cash back | ~$375 | — | None |
| 11 | Travel Rewards Credit Card Bank of America | 25,000 points | ~$250 | $1,000 / 3mo | None |
| 12 | Premium Rewards Elite Card Bank of America | 75,000 points | ~$200 | $5,000 | $550 |
| 13 | Unlimited Cash Rewards Card Bank of America | $200 cash back | ~$200 | $1,000 / 3mo | None |
Don’t apply blind — the biggest reason applications get denied is issuer eligibility rules. Check which of these you can actually get →
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Values are estimates based on our point valuations and current offers, which change frequently. See how we value rewards. Verify terms on the issuer’s site before applying.