Current Welcome Bonus & Value
As of June 2026, the Bank of America Travel Rewards Credit Card offers a welcome bonus of 25,000 points. These points are valued at $250 when redeemed for travel, making it a straightforward cash-equivalent bonus for your travel expenses.
Minimum Spend to Earn It
To earn the 25,000-point welcome bonus, you must spend $1,000 on purchases within the first 90 days of account opening. This is a relatively low minimum spend requirement, making the bonus easily attainable for most applicants.
Who's Eligible?
Eligibility for the Bank of America Travel Rewards Credit Card bonus is subject to several rules:
- Bonus Restriction: You are not eligible for the welcome bonus if you have received a bonus for this specific card within the last 24 months.
- Bank of America Application Rules: Bank of America has its own internal application rules, often referred to as the "2/3/4" rule for their own cards and a "3/12" rule for new cards across all issuers:
- You may be limited to approximately 2 new Bank of America cards within 2 months, 3 new Bank of America cards within 12 months, and 4 new Bank of America cards within 24 months.
- Additionally, Bank of America may deny applications if you have opened approximately 3 new credit cards from any issuer within the last 12 months.
- Credit Score: While no specific credit score floor is provided, generally, a good to excellent credit score is recommended for approval on most Bank of America credit cards.
Is It Worth It? (Pros/Cons)
Pros
- No Annual Fee: This card carries a $0 annual fee, making it a cost-free way to earn a signup bonus and hold the card long-term without ongoing costs.
- No Foreign Transaction Fee: Enjoy purchases abroad without incurring extra fees, as there is no foreign transaction fee.
- Easy Bonus: The $1,000 minimum spend in 90 days is very achievable for most, providing a quick $250 in travel value.
- Simple Redemption: Points are easily redeemed for travel, offering straightforward value.
Cons
- General Rewards: While useful, the card doesn't offer elevated earning rates in specific categories, making it less ideal for everyday spending after the bonus is earned compared to category-specific cards.
- Not a Premium Travel Card: It lacks premium travel perks like lounge access or travel credits found on higher-tier cards.
How to Apply
To apply for the Bank of America Travel Rewards Credit Card, visit the official Bank of America website or a Bank of America branch. Ensure you review the current terms and conditions before submitting your application.
Alternatives
If you're looking for other travel rewards options or different Bank of America products, consider these related cards:
- Spirit ‘Free Spirit’ Credit Card
- Atmos Rewards Summit Visa Infinite Card
- Bank of America® Premium Rewards® credit card
- Premium Rewards Credit Card
- Royal ONE™
- Premium Rewards Elite Credit Card