The Wells Fargo Premier Autograph Visa Infinite Credit Card is designed for Wells Fargo's most valued clients, offering a significant welcome bonus for those who meet its specific eligibility criteria. As of June 2026, this card presents a compelling opportunity for high-net-worth individuals to boost their Wells Fargo points balance.
Current Welcome Bonus & Value
New cardholders can earn 100,000 Wells Fargo points after meeting the minimum spending requirement. Based on our current valuations, this bonus is estimated to be worth approximately $905.
Minimum Spend to Earn It
To qualify for the welcome bonus, you must spend $4,000 on eligible purchases within the first 90 days of account opening. This is a standard timeframe for meeting signup bonuses, but the spend amount is on the higher side.
Who's Eligible
Eligibility for the Wells Fargo Premier Autograph Visa Infinite Credit Card is quite specific and goes beyond typical credit card application rules:
- Wells Fargo Premier Client Status: This card is only available to Wells Fargo Premier clients, which requires maintaining $250,000 or more in qualifying balances across your Wells Fargo accounts.
- Credit Score: An excellent credit score is generally required for approval.
- Bonus Eligibility: You are not eligible for this card's welcome bonus if you have received a bonus for the Wells Fargo Premier Autograph Visa Infinite Credit Card within the last 6 months.
- Wells Fargo Application Rules: Wells Fargo generally limits new card applications to approximately one Wells Fargo card every 6 months.
Is It Worth It?
Deciding if the Wells Fargo Premier Autograph Visa Infinite is worth it depends heavily on your existing relationship with Wells Fargo and your spending habits.
Pros:
- Substantial Welcome Bonus: The 100,000 points, valued at $905, is a strong incentive.
- No Foreign Transaction Fees: This card does not charge foreign transaction fees, making it a good option for international travel.
Cons:
- High Annual Fee: The card carries a $95 annual fee, which is not waived in the first year.
- Exclusive Eligibility: The requirement to be a Wells Fargo Premier client ($250k+ in balances) is a significant barrier for most applicants.
- No Publicly Stated Earn Multipliers: While it's a premium card, specific category earn multipliers were not provided, so general spending may not be optimized without further details.
For those who already meet the Premier client criteria, the bonus can be a valuable addition. However, for others, the eligibility hurdle makes it inaccessible.
How to Apply
If you meet the Wells Fargo Premier client requirements and have an excellent credit score, you can typically apply for the Wells Fargo Premier Autograph Visa Infinite Credit Card through your Wells Fargo relationship manager or by visiting the Wells Fargo website. Ensure you review the most current terms and conditions before applying.
Alternatives
If the Wells Fargo Premier Autograph Visa Infinite Credit Card isn't the right fit due to its eligibility requirements or annual fee, Wells Fargo offers several other cards that might be more accessible or align with different spending patterns. Consider these related cards:
- Wells Fargo Autograph Card
- Wells Fargo Autograph Journey Card
- Wells Fargo Active Cash Card
- Wells Fargo Choice Privileges Select Mastercard
- Choice Privileges
- One Key+ Card