Is the Wells Fargo Choice Privileges Select Mastercard subject to Chase's 5/24 rule?

No, the Wells Fargo Choice Privileges Select Mastercard is issued by Wells Fargo, not Chase. Therefore, it is not subject to Chase's 5/24 rule. However, Wells Fargo has its own application rules, generally limiting new card approvals to approximately one every six months.

What credit score is needed for the Wells Fargo Choice Privileges Select Mastercard?

While a specific credit score floor is not provided, applicants typically need a good to excellent credit score to be approved for the Wells Fargo Choice Privileges Select Mastercard.

Does the Wells Fargo Choice Privileges Select Mastercard have a foreign transaction fee?

No, the Wells Fargo Choice Privileges Select Mastercard does not charge foreign transaction fees, making it a good option for international travel.

What is the annual fee for the Wells Fargo Choice Privileges Select Mastercard?

The Wells Fargo Choice Privileges Select Mastercard has an annual fee of $95.

How much is 60,000 Choice Privileges points worth?

The 60,000 Choice Privileges points welcome bonus for this card is estimated to be worth $505, based on typical redemption values.

Wells Fargo Choice Privileges Select Mastercard: 60K Points Bonus

Q: Can I get the Wells Fargo Choice Privileges Select Mastercard bonus twice?

Wells Fargo generally has rules regarding bonus eligibility. While a specific once-per-lifetime or 48-month rule for this particular card's bonus isn't explicitly stated, it's common for issuers to limit how often you can receive a welcome bonus on the same product. You are also generally limited to approximately one new Wells Fargo card every six months.

The Wells Fargo Choice Privileges Select Mastercard offers a compelling welcome bonus of 60,000 Choice Privileges points, estimated to be worth $505, after meeting the minimum spend requirements. This card is a strong contender for those looking to boost their Choice Privileges balance, especially given its lack of foreign transaction fees. Eligibility typically requires good to excellent credit, and applicants should be aware of Wells Fargo's general rule of approximately one new card every six months. While it carries a $95 annual fee, the substantial welcome bonus and ongoing benefits can easily offset this cost for strategic churners and travelers. This offer is current as of June 2026.

Current Welcome Bonus & Value

The Wells Fargo Choice Privileges Select Mastercard currently offers a welcome bonus of 60,000 Choice Privileges points. This bonus is estimated to be worth $505, providing significant value for your travel redemptions.

Minimum Spend to Earn It

To earn the welcome bonus, you must spend $3,000 on eligible purchases within the first 90 days of account opening. Meeting this requirement is crucial for securing the valuable points.

Who's Eligible?

Applying for the Wells Fargo Choice Privileges Select Mastercard generally requires a good to excellent credit score. While specific card-level eligibility rules like Chase's 5/24 or once-per-lifetime bonuses are not provided for this specific product, Wells Fargo does have its own application guidelines:

Wells Fargo 1/6 Month Rule: You are generally limited to approximately one new Wells Fargo card every six months. This rule applies across all Wells Fargo credit card products.
Bonus Eligibility: While a specific 48-month bonus eligibility rule for this particular card is not explicitly stated, it's a common practice for some Wells Fargo products. Always review the full terms and conditions when applying.

Is It Worth It?

Deciding if the Wells Fargo Choice Privileges Select Mastercard is worth it depends on your travel goals and spending habits. Here's a breakdown:

Pros:

Generous Welcome Bonus: 60,000 Choice Privileges points, valued at $505, offers a substantial boost to your travel rewards.
No Foreign Transaction Fees: This makes the card an excellent choice for international travel, saving you money on purchases made abroad.
Choice Privileges Points: If you frequently stay at Choice Hotels properties, these points can be highly valuable for free nights.

Cons:

Annual Fee: The card carries a $95 annual fee, which must be factored into your value calculation.
Wells Fargo Application Rules: The 1/6 month rule can limit how quickly you can acquire other Wells Fargo products.

For those who can easily meet the minimum spend and utilize Choice Privileges points, the welcome bonus alone can provide significant value well beyond the annual fee.

How to Apply

To apply for the Wells Fargo Choice Privileges Select Mastercard, visit the official Wells Fargo website or a Wells Fargo branch. Ensure you review the most current offer details and terms before submitting your application. Remember to check your credit score and understand Wells Fargo's application rules to maximize your approval odds.

Alternatives

If the Wells Fargo Choice Privileges Select Mastercard isn't the right fit, or if you're looking to diversify your credit card portfolio, consider these related cards:

Wells Fargo Premier Autograph Visa Infinite Credit Card
Choice Privileges (referring to other Choice Privileges co-branded cards)
Wells Fargo Autograph Card
Wells Fargo Autograph Journey Card
One Key+ Card
Wells Fargo Active Cash Card

These cards offer different reward structures and benefits, potentially aligning better with various spending patterns and travel preferences. Always compare current offers to find the best fit for your strategy. Offer details are accurate as of June 2026.

Offers change frequently and may not be available to all applicants. Information is provided for research; verify terms on the issuer's site before applying. Chuuurning may not be compensated by issuers.

Wells Fargo Choice Privileges Select Mastercard — 60,000 points bonus