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Cash+ — $250 bonus

U.S. Bank · Updated June 2026

The U.S. Bank Cash+ Visa Signature Card offers a compelling welcome bonus of $250 cash back after meeting a modest minimum spend requirement. This card is highly worth considering for churners due to its $0 annual fee and straightforward bonus structure, making it a low-cost way to boost your cash back earnings. To be eligible, applicants generally need good to excellent credit, and while U.S. Bank is known for being sensitive to recent applications, no specific hard application rules (like Chase 5/24 or once-per-lifetime language) are provided for this card as of June 2026.

Welcome bonus
$250 bonus
Min. spend
$1,000 / 3 months
Annual fee
None
Est. value
$250
View offer at U.S. Bank →
Before you apply, make sure you can be approved. Check this card against Chase 5/24 & your history →

Current welcome bonus & value

As of June 2026, the U.S. Bank Cash+ Visa Signature Card offers a welcome bonus of $250 cash back. This bonus is a direct cash value, making it easy to understand and redeem, providing a solid return for a no-annual-fee card.

Minimum spend to earn it

To earn the $250 cash back bonus, you must spend $1,000 on eligible purchases within the first 90 days of account opening. This is a relatively low minimum spend requirement, making the bonus accessible for most cardholders.

Who's eligible

While specific application rules for the U.S. Bank Cash+ Visa Signature Card are not explicitly provided in the terms, U.S. Bank generally looks for applicants with good to excellent credit. This typically means a credit score in the 700s or higher.

U.S. Bank is also known for being sensitive to recent credit card applications across all issuers. While there isn't a specific rule like Chase's 5/24, it's generally advisable to have a limited number of new accounts opened in the past 6-12 months before applying for a U.S. Bank card. There is no explicit once-per-lifetime language provided for this card's bonus.

Is it worth it? (Pros/Cons)

Pros

Cons

How to apply

To apply for the U.S. Bank Cash+ Visa Signature Card, visit the official U.S. Bank website or a direct application link. The application process is typically completed online and requires personal and financial information for a credit check.

Alternatives

If you're exploring other U.S. Bank cards or similar cash back options, consider these related cards:

Frequently asked questions

Is the U.S. Bank Cash+ Visa Signature Card subject to Chase 5/24 rules?
No, the U.S. Bank Cash+ Visa Signature Card is issued by U.S. Bank, not Chase. Therefore, it is not subject to Chase's 5/24 rule. However, U.S. Bank has its own internal application policies and is generally sensitive to applicants with many recent new accounts.
What credit score do I need for the U.S. Bank Cash+ Visa Signature Card?
While a specific credit score floor is not provided, applicants generally need good to excellent credit, typically a FICO score in the 700s or higher, to be approved for the U.S. Bank Cash+ Visa Signature Card.
Can I get the U.S. Bank Cash+ Visa Signature Card bonus twice?
Welcome bonuses are generally intended for new cardmembers. While there is no explicit 'once-per-lifetime' language provided for this specific card's bonus, U.S. Bank's policies may limit how frequently you can earn a bonus on the same product.
Does the U.S. Bank Cash+ Visa Signature Card have an annual fee?
No, the U.S. Bank Cash+ Visa Signature Card has a $0 annual fee, making it a cost-effective option for earning cash back.
What is the minimum spend requirement for the U.S. Bank Cash+ bonus?
To earn the $250 cash back bonus, you must spend $1,000 on eligible purchases within the first 90 days of account opening.
Is the U.S. Bank Cash+ Visa Signature Card a good churning card?
Yes, the U.S. Bank Cash+ Visa Signature Card can be a good churning card due to its solid $250 cash back bonus and $0 annual fee. The low minimum spend also makes it an attractive option for maximizing signup bonuses.

Related cards

Offers change frequently and may not be available to all applicants. Information is provided for research; verify terms on the issuer's site before applying. Chuuurning may not be compensated by issuers.