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Ink Plus Card — a welcome bonus

Chase · Updated June 2026

The Chase Ink Plus Card is a powerful business credit card designed for earning valuable Chase Ultimate Rewards (UR) points. As of June 2026, its primary draw is the welcome bonus, which varies but consistently offers a significant boost to your UR balance. Eligibility is primarily governed by Chase's stringent 5/24 rule, meaning you generally won't be approved if you've opened five or more personal credit cards across all issuers in the past 24 months. For business owners seeking to accumulate flexible travel rewards, the Ink Plus Card can be an excellent addition to a churning strategy, provided you meet the application criteria.

Welcome bonus
a welcome bonus
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Annual fee
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View offer at Chase →
Before you apply, make sure you can be approved. Check this card against Chase 5/24 & your history →

Current Welcome Bonus & Value

The current welcome bonus for the Chase Ink Plus Card varies and is subject to change. Historically, this card has offered a substantial amount of Chase Ultimate Rewards (UR) points upon meeting specific spending requirements. Ultimate Rewards points are highly valued in the churning community due to their flexibility, allowing transfers to numerous airline and hotel partners at a 1:1 ratio, or redemption for travel through the Chase portal, cash back, and gift cards. Always check the most current offer directly from Chase for the precise bonus amount and its estimated value.

Minimum Spend to Earn It

To earn the welcome bonus on the Ink Plus Card, you will need to meet a minimum spending requirement within a specified timeframe, typically a few months from account opening. The exact minimum spend amount and the spending window are tied to the current offer, so it's crucial to review these terms before applying. Ensure your business spending aligns with the requirement to comfortably earn the bonus without overspending.

Who's Eligible (Application Rules)

Applying for the Chase Ink Plus Card involves several key eligibility factors, particularly for those engaged in credit card churning:

Is It Worth It? (Pros/Cons)

Pros:

Cons:

How to Apply

To apply for the Chase Ink Plus Card, visit the official Chase website. It is essential to review the current offer details, including the welcome bonus, minimum spending requirements, and any applicable annual fees, before submitting your application. Ensure you meet all eligibility criteria, especially the Chase 5/24 rule, to maximize your chances of approval.

Alternatives

If the Ink Plus Card isn't the right fit, or if you're looking to diversify your Chase portfolio, consider these related cards:

(Offers are as of June 2026)

Frequently asked questions

Is the Chase Ink Plus Card subject to Chase's 5/24 rule?
Yes, the Chase Ink Plus Card is subject to the Chase 5/24 rule. This means you generally won't be approved if you've opened five or more personal credit card accounts across all issuers in the last 24 months. While business cards typically don't add to your personal 5/24 count, you must be under 5/24 to be approved for a Chase business card.
What credit score do I need for the Chase Ink Plus Card?
While Chase does not publish a specific minimum credit score, applicants for the Ink Plus Card typically need an excellent credit score, generally in the 700s or higher, to be approved. A strong credit history is crucial for Chase business card applications.
Can I get the Ink Plus Card bonus twice?
Chase generally has rules against earning the welcome bonus on the same card product more than once within a specific timeframe. While the exact rule for the Ink Plus Card is not provided, it's common for Chase to limit bonuses to once every 24 or 48 months per product family. Always check the current offer terms for specific eligibility regarding repeat bonuses.
Is the Chase Ink Plus Card a business credit card?
Yes, the Chase Ink Plus Card is a business credit card. It is designed for business owners to manage their expenses and earn rewards on business spending. You will need a legitimate business, even a sole proprietorship, to apply.
What are Chase Ultimate Rewards points?
Chase Ultimate Rewards (UR) points are a highly flexible and valuable rewards currency. They can be transferred 1:1 to numerous airline and hotel loyalty programs (e.g., United, Southwest, Hyatt), redeemed for travel through the Chase portal, or used for cash back and gift cards. Their transferability makes them particularly attractive for maximizing travel value.
Does the Ink Plus Card have an annual fee?
The annual fee for the Ink Plus Card varies and is subject to change. It's essential to check the current offer details directly from Chase to determine if an annual fee applies and its specific amount before applying.
What is the minimum spend for the Ink Plus Card welcome bonus?
The minimum spending requirement to earn the Ink Plus Card welcome bonus varies depending on the current offer. You will need to meet a specific spending threshold within a set timeframe (e.g., 3 months) from account opening. Always refer to the most current offer details for the exact minimum spend amount.

Related cards

Offers change frequently and may not be available to all applicants. Information is provided for research; verify terms on the issuer's site before applying. Chuuurning may not be compensated by issuers.