Current Welcome Bonus & Value
As of June 2026, the Amex EveryDay Credit Card offers a welcome bonus of 10,000 American Express Membership Rewards points.
This bonus has an estimated value of $100.
Minimum Spend to Earn It
To earn the welcome bonus, you must spend $1,000 on eligible purchases within the first 90 days of account opening.
Who's Eligible?
Understanding American Express's application rules is crucial for maximizing your churning strategy:
- Credit Score: You generally need a good credit score to be approved for the Amex EveryDay Credit Card. This typically means a FICO score in the range of 670-739 or higher.
- Amex Once-Per-Lifetime Rule: The welcome bonus for this card is subject to American Express's "once-per-lifetime" rule. This means you can only receive the bonus for the Amex EveryDay Credit Card product once. If you've held this specific card before, you will likely be ineligible for the bonus. A pop-up message during the application process may warn you if you are ineligible.
- EveryDay Preferred (EDP) Ineligibility: A specific term states that having held the Amex EveryDay Preferred (EDP) makes you ineligible for the welcome offer of the Amex EveryDay (ED). If you plan to acquire both cards, it is advisable to apply for the Amex EveryDay Credit Card first.
- Amex Application Velocity Rules:
- 2/90 Rule: American Express generally limits approvals to approximately two credit cards within a 90-day period.
- 1/5 Rule: You can typically only be approved for one American Express credit card every five days.
Is It Worth It? (Pros/Cons)
Pros:
- No Annual Fee: The Amex EveryDay Credit Card has a $0 annual fee, making it a cost-effective way to earn Membership Rewards points.
- Membership Rewards Access: It provides an entry point into the valuable American Express Membership Rewards program, allowing you to earn points that can be transferred to various airline and hotel partners.
- No Foreign Transaction Fees: This card does not charge foreign transaction fees, making it suitable for international purchases.
Cons:
- Modest Welcome Bonus: The 10,000-point bonus, valued at $100, is relatively low compared to other premium travel cards.
- Once-Per-Lifetime Restriction: The bonus can only be earned once, so strategic timing is important.
- EveryDay Preferred Conflict: If you've previously held the Amex EveryDay Preferred, you're ineligible for this card's bonus, which can complicate a multi-card strategy.
- No Specific Earn Multipliers: The card does not list specific category multipliers, suggesting general spending earns at a standard rate.
How to Apply
To apply for the Amex EveryDay Credit Card, visit the official American Express website. Ensure you review the current offer terms and confirm your eligibility before submitting your application.
Alternatives
If the Amex EveryDay Credit Card's bonus or features don't align with your goals, consider other American Express cards for different reward structures or higher bonuses. Related cards in the American Express portfolio include:
- Marriott Bonvoy Bevy Credit Card
- Marriott Bonvoy Brilliant American Express Card
- Hilton Honors Aspire Card
- Hilton Honors American Express Aspire Card
- Delta Gold
- Hilton Honors Surpass Card
These cards offer different reward currencies and benefits, catering to various travel preferences and spending habits.